Credit Risk Assessment and Loan portfolio management specialist/Technical Assistance to Support the Implementation of the SEE4JOBS Results-Based Financing (RBF) Operation in Botswana full-time

Description
Advanced university degree (master’s degree or equivalent) in finance, economics, accounting, business administration, or a related quantitative discipline. At least 10 years of experience in Commercial Banking, Credit Risk Assessment, Loan Origination, Special Assets Management, Loan Portfolio Restructuring, Recoveries, analyzing complex financial statements (balance sheets, income statements, tax returns) to evaluate borrower creditworthiness and overall portfolio health. The specialist should demonstrate deep understanding of credit risk, including the ability to identify potential defaults, set loan limits, and implement risk-sharing techniques (collateral, covenants, insurance). Experience in portfolio modelling (stress-testing using quantitative techniques, and specialized Loan Management Software) is critical. A deep understanding of the Botswana regulatory compliance (financial laws, commercial banking and related regulations) is desirable. More generally, the specialist should demonstrate: (i) Experience in Commercial Banking, Credit Risk Management, Special Assets Management and workout strategies, including loan portfolio management, restructuring, write-offs, and collections frameworks. Such competence will be catalytic for collaboration with CEDA and Youth Development Fund related challenges with NPL; (ii) Familiarity with DFI business models, including cost-ofcapital management, blended finance structures, and concessional lending principles; and (iii) Experience with loan loss provisioning frameworks aligned with IFRS 9 or equivalent international standards

Tagged as: CCM Worldwide, financial services & audit, private sector & trade