Log In
Sign Up
This is a strategic position responsible for overseeing the Management and leadership of the Credit Portfolio throughout the complete credit life cycle., The role holder will proactively avail prudent and timely decisions on provision of credit lending services while managing the Trusts Credit Risk so as to achieve quality growth in the loan Book in line with the Trusts Strategic Plans and in accordance with the Trusts Lending Policies, and Best Practice.
This is a business-driven engagement where there is continuous generation of credit deals, design of Technical and capacity support, credit risk management and consistent application of a credit policy.
Qualifications/Other Requirements
- Relevant professional qualification in Banking, Accountancy, Credit Analysis (Certified
- Financial Analyst) and Credit / Risk Management.
- Relevant degree in accounting, business administration, economics, statistics, finance, banking, and/or another relevant field.
- A master’s degree in business administration, Finance, Economics, Banking or any other related fields an added advantage
Knowledge, Experience & Skills
- Preferably 8 years hands on managerial experience in corporate financial services and financing Small and Medium Enterprises (SMEs)
- Certification in Agricultural lending, sustainable finance, risk management will be an added advantage.
- In-depth knowledge of credit analysis, underwriting, and risk management including understanding of roll rate analysis and loss rate forecasting.
- Strong working knowledge of regulatory requirements and industry best practices related to credit /lending.
- Excellent leadership, communication, and interpersonal skills.
- Ability to think strategically and make sound decisions under pressure.
- Proficiency in financial analysis software and other relevant tools.
- Effective communication skills: ability to articulate complex issues at an intuitive level to a variety of audiences including a non-credit or risk audience.
- Ability to challenge the norm and creatively provide solutions to business segments and clients deals in the face of adversity and challenge.
Behavior
- Holds self and the team accountable to deliver on their responsibilities
- Sets ambitious and challenging goals for themselves (and their team)
- Engages and motivates others
- Future orientated, thinks strategically
- Develops and encourages new and innovative solutions
- Willing to take disciplined risks
- Honest, encourages openness and transparency
- Builds and maintains effective relationships, with their team, colleagues, members and external partners and supporters
Role Competencies
- Excellent report writing
- Strategic Thinking Decision Making
- Risk Management
- Leadership and Team Development
- Communication and Relationship Building
- Analytical and Problem-Solving Skills
- In-depth knowledge of project management
- Presentation skills.
- Willingness to stretch beyond- extra mile
Benefits
- 25 days annual leave, medical insurance, 20% Gratuity, 7.5% leave allowance
Job Grade/Level
- Level 3
Position Reports To
- CEO
How to apply
Qualified and interested applicants should use the link below to apply.
https://microenterprisessupportprogrammetr.my.site.com/jobapplication/s/detail/a1RPy000000svMJMAY
MESPT is an equal opportunity employer (EOE) and committed to Gender Equity and Diversity.
Only shortlisted candidates will be contacted.
